Required Documents

• Past  year W-2 statements***
• Pay Stubs covering the last (30) thirty days
• Most recent  bank statements
• Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts

        Purchase only:

• Copy of the purchase agreement
• If you are currently renting....either 12 months canceled rent checks or the name and address of your current landlord

         For self employed borrowers***, employed in sales, paid by commission, or owns rental real estate:

• Two (2) years signed personal tax returns - including all schedules
• If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet

*** Stated Income and No Doc loans do NOT require documentation. ***

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.